LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,963
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,206
−HK$1,263/mo
Today · 4.125%
HK$42,469
baseline
▲ 0.50% · 4.625%
HK$45,054
+HK$2,585/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,938/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,459
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,651
−HK$1,210/mo
Today · 4.125%
HK$46,861
baseline
▲ 0.50% · 4.625%
HK$49,331
+HK$2,470/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,722/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,956
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$49,448
−HK$1,515/mo
Today · 4.125%
HK$50,963
baseline
▲ 0.50% · 4.625%
HK$54,064
+HK$3,101/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,926/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,351
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$54,782
−HK$1,451/mo
Today · 4.125%
HK$56,233
baseline
▲ 0.50% · 4.625%
HK$59,197
+HK$2,964/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,466/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,949
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,689
−HK$1,768/mo
Today · 4.125%
HK$59,457
baseline
▲ 0.50% · 4.625%
HK$63,075
+HK$3,618/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,914/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,242
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,912
−HK$1,693/mo
Today · 4.125%
HK$65,605
baseline
▲ 0.50% · 4.625%
HK$69,063
+HK$3,458/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,210/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$657,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,934
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$74,172
−HK$2,273/mo
Today · 4.125%
HK$76,445
baseline
▲ 0.50% · 4.625%
HK$81,097
+HK$4,652/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$152,890/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,026
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$82,172
−HK$2,178/mo
Today · 4.125%
HK$84,350
baseline
▲ 0.50% · 4.625%
HK$88,796
+HK$4,446/mo
Deposit HK$1.75M · loan HK$15.77M · min. income ≈ HK$168,700/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,219 · Scale 2, in force from 26 Feb 2026)