LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,968
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,212
−HK$1,263/mo
Today · 4.125%
HK$42,475
baseline
▲ 0.50% · 4.625%
HK$45,059
+HK$2,584/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,950/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,464
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,657
−HK$1,210/mo
Today · 4.125%
HK$46,867
baseline
▲ 0.50% · 4.625%
HK$49,337
+HK$2,470/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,734/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,962
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,454
−HK$1,516/mo
Today · 4.125%
HK$50,970
baseline
▲ 0.50% · 4.625%
HK$54,071
+HK$3,101/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,940/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,357
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,788
−HK$1,452/mo
Today · 4.125%
HK$56,240
baseline
▲ 0.50% · 4.625%
HK$59,205
+HK$2,965/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,480/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,956
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,696
−HK$1,769/mo
Today · 4.125%
HK$59,465
baseline
▲ 0.50% · 4.625%
HK$63,083
+HK$3,618/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,930/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,250
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,920
−HK$1,693/mo
Today · 4.125%
HK$65,613
baseline
▲ 0.50% · 4.625%
HK$69,072
+HK$3,459/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,226/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,943
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,181
−HK$2,274/mo
Today · 4.125%
HK$76,455
baseline
▲ 0.50% · 4.625%
HK$81,107
+HK$4,652/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,910/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,036
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$82,183
−HK$2,177/mo
Today · 4.125%
HK$84,360
baseline
▲ 0.50% · 4.625%
HK$88,807
+HK$4,447/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,720/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,302 · Scale 2, in force from 26 Feb 2026)