LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,971
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,214
−HK$1,263/mo
Today · 4.125%
HK$42,477
baseline
▲ 0.50% · 4.625%
HK$45,062
+HK$2,585/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,954/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,467
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,660
−HK$1,209/mo
Today · 4.125%
HK$46,869
baseline
▲ 0.50% · 4.625%
HK$49,340
+HK$2,471/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,738/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,965
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,457
−HK$1,516/mo
Today · 4.125%
HK$50,973
baseline
▲ 0.50% · 4.625%
HK$54,074
+HK$3,101/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,946/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,360
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,792
−HK$1,451/mo
Today · 4.125%
HK$56,243
baseline
▲ 0.50% · 4.625%
HK$59,208
+HK$2,965/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,486/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,959
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,700
−HK$1,768/mo
Today · 4.125%
HK$59,468
baseline
▲ 0.50% · 4.625%
HK$63,087
+HK$3,619/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,936/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,254
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,923
−HK$1,694/mo
Today · 4.125%
HK$65,617
baseline
▲ 0.50% · 4.625%
HK$69,076
+HK$3,459/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,234/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,947
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,185
−HK$2,274/mo
Today · 4.125%
HK$76,459
baseline
▲ 0.50% · 4.625%
HK$81,111
+HK$4,652/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,918/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,041
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$82,187
−HK$2,178/mo
Today · 4.125%
HK$84,365
baseline
▲ 0.50% · 4.625%
HK$88,812
+HK$4,447/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,730/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,340 · Scale 2, in force from 26 Feb 2026)