LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,972
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,215
−HK$1,263/mo
Today · 4.125%
HK$42,478
baseline
▲ 0.50% · 4.625%
HK$45,063
+HK$2,585/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$84,956/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,468
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,661
−HK$1,210/mo
Today · 4.125%
HK$46,871
baseline
▲ 0.50% · 4.625%
HK$49,341
+HK$2,470/mo
Deposit HK$8.76M · loan HK$8.76M · min. income ≈ HK$93,742/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,966
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,458
−HK$1,516/mo
Today · 4.125%
HK$50,974
baseline
▲ 0.50% · 4.625%
HK$54,076
+HK$3,102/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,948/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,362
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,793
−HK$1,452/mo
Today · 4.125%
HK$56,245
baseline
▲ 0.50% · 4.625%
HK$59,210
+HK$2,965/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,490/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,961
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,701
−HK$1,769/mo
Today · 4.125%
HK$59,470
baseline
▲ 0.50% · 4.625%
HK$63,088
+HK$3,618/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,940/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,256
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,925
−HK$1,694/mo
Today · 4.125%
HK$65,619
baseline
▲ 0.50% · 4.625%
HK$69,078
+HK$3,459/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,238/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,949
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,187
−HK$2,274/mo
Today · 4.125%
HK$76,461
baseline
▲ 0.50% · 4.625%
HK$81,114
+HK$4,653/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,922/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,043
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$82,190
−HK$2,177/mo
Today · 4.125%
HK$84,367
baseline
▲ 0.50% · 4.625%
HK$88,815
+HK$4,448/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,734/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,358 · Scale 2, in force from 26 Feb 2026)