LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,974
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,217
−HK$1,264/mo
Today · 4.125%
HK$42,481
baseline
▲ 0.50% · 4.625%
HK$45,066
+HK$2,585/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,962/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,471
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,663
−HK$1,210/mo
Today · 4.125%
HK$46,873
baseline
▲ 0.50% · 4.625%
HK$49,344
+HK$2,471/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,746/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,969
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,461
−HK$1,516/mo
Today · 4.125%
HK$50,977
baseline
▲ 0.50% · 4.625%
HK$54,079
+HK$3,102/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,954/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,365
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,796
−HK$1,452/mo
Today · 4.125%
HK$56,248
baseline
▲ 0.50% · 4.625%
HK$59,213
+HK$2,965/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,496/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,964
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,704
−HK$1,769/mo
Today · 4.125%
HK$59,473
baseline
▲ 0.50% · 4.625%
HK$63,092
+HK$3,619/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,946/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,259
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,929
−HK$1,694/mo
Today · 4.125%
HK$65,623
baseline
▲ 0.50% · 4.625%
HK$69,082
+HK$3,459/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,246/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,953
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,191
−HK$2,274/mo
Today · 4.125%
HK$76,465
baseline
▲ 0.50% · 4.625%
HK$81,118
+HK$4,653/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,930/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,047
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,194
−HK$2,178/mo
Today · 4.125%
HK$84,372
baseline
▲ 0.50% · 4.625%
HK$88,819
+HK$4,447/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,744/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,393 · Scale 2, in force from 26 Feb 2026)