LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,978
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,221
−HK$1,263/mo
Today · 4.125%
HK$42,484
baseline
▲ 0.50% · 4.625%
HK$45,070
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,968/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,475
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,667
−HK$1,210/mo
Today · 4.125%
HK$46,877
baseline
▲ 0.50% · 4.625%
HK$49,348
+HK$2,471/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,754/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,973
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,465
−HK$1,516/mo
Today · 4.125%
HK$50,981
baseline
▲ 0.50% · 4.625%
HK$54,083
+HK$3,102/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,962/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,370
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,801
−HK$1,452/mo
Today · 4.125%
HK$56,253
baseline
▲ 0.50% · 4.625%
HK$59,218
+HK$2,965/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,506/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,969
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,710
−HK$1,768/mo
Today · 4.125%
HK$59,478
baseline
▲ 0.50% · 4.625%
HK$63,097
+HK$3,619/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,956/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,264
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,934
−HK$1,694/mo
Today · 4.125%
HK$65,628
baseline
▲ 0.50% · 4.625%
HK$69,088
+HK$3,460/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,256/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,960
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,198
−HK$2,274/mo
Today · 4.125%
HK$76,472
baseline
▲ 0.50% · 4.625%
HK$81,125
+HK$4,653/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,944/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,054
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,201
−HK$2,178/mo
Today · 4.125%
HK$84,379
baseline
▲ 0.50% · 4.625%
HK$88,827
+HK$4,448/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,758/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,452 · Scale 2, in force from 26 Feb 2026)