LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,978
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,222
−HK$1,263/mo
Today · 4.125%
HK$42,485
baseline
▲ 0.50% · 4.625%
HK$45,070
+HK$2,585/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,970/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,475
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,668
−HK$1,210/mo
Today · 4.125%
HK$46,878
baseline
▲ 0.50% · 4.625%
HK$49,349
+HK$2,471/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,756/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,974
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,466
−HK$1,516/mo
Today · 4.125%
HK$50,982
baseline
▲ 0.50% · 4.625%
HK$54,084
+HK$3,102/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,964/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,370
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,802
−HK$1,452/mo
Today · 4.125%
HK$56,254
baseline
▲ 0.50% · 4.625%
HK$59,219
+HK$2,965/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,508/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,969
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,710
−HK$1,769/mo
Today · 4.125%
HK$59,479
baseline
▲ 0.50% · 4.625%
HK$63,098
+HK$3,619/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,958/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,265
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,935
−HK$1,694/mo
Today · 4.125%
HK$65,629
baseline
▲ 0.50% · 4.625%
HK$69,089
+HK$3,460/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,258/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,961
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,199
−HK$2,274/mo
Today · 4.125%
HK$76,473
baseline
▲ 0.50% · 4.625%
HK$81,126
+HK$4,653/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,946/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,055
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,202
−HK$2,179/mo
Today · 4.125%
HK$84,381
baseline
▲ 0.50% · 4.625%
HK$88,828
+HK$4,447/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,762/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,461 · Scale 2, in force from 26 Feb 2026)