LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,979
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,223
−HK$1,263/mo
Today · 4.125%
HK$42,486
baseline
▲ 0.50% · 4.625%
HK$45,071
+HK$2,585/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,972/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,476
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,669
−HK$1,210/mo
Today · 4.125%
HK$46,879
baseline
▲ 0.50% · 4.625%
HK$49,350
+HK$2,471/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,758/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,975
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,467
−HK$1,517/mo
Today · 4.125%
HK$50,984
baseline
▲ 0.50% · 4.625%
HK$54,086
+HK$3,102/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,968/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,372
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$54,803
−HK$1,452/mo
Today · 4.125%
HK$56,255
baseline
▲ 0.50% · 4.625%
HK$59,221
+HK$2,966/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,510/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,971
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,712
−HK$1,769/mo
Today · 4.125%
HK$59,481
baseline
▲ 0.50% · 4.625%
HK$63,100
+HK$3,619/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,962/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,267
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,937
−HK$1,694/mo
Today · 4.125%
HK$65,631
baseline
▲ 0.50% · 4.625%
HK$69,091
+HK$3,460/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,262/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,963
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$74,201
−HK$2,274/mo
Today · 4.125%
HK$76,475
baseline
▲ 0.50% · 4.625%
HK$81,129
+HK$4,654/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,950/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,058
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,205
−HK$2,178/mo
Today · 4.125%
HK$84,383
baseline
▲ 0.50% · 4.625%
HK$88,831
+HK$4,448/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,766/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,479 · Scale 2, in force from 26 Feb 2026)