LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,980
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,224
−HK$1,263/mo
Today · 4.125%
HK$42,487
baseline
▲ 0.50% · 4.625%
HK$45,073
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,974/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,478
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,670
−HK$1,211/mo
Today · 4.125%
HK$46,881
baseline
▲ 0.50% · 4.625%
HK$49,352
+HK$2,471/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,762/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,976
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,469
−HK$1,516/mo
Today · 4.125%
HK$50,985
baseline
▲ 0.50% · 4.625%
HK$54,087
+HK$3,102/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,970/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,373
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,805
−HK$1,452/mo
Today · 4.125%
HK$56,257
baseline
▲ 0.50% · 4.625%
HK$59,222
+HK$2,965/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,514/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,972
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,713
−HK$1,769/mo
Today · 4.125%
HK$59,482
baseline
▲ 0.50% · 4.625%
HK$63,102
+HK$3,620/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,964/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,269
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,939
−HK$1,694/mo
Today · 4.125%
HK$65,633
baseline
▲ 0.50% · 4.625%
HK$69,092
+HK$3,459/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,266/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,964
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,203
−HK$2,274/mo
Today · 4.125%
HK$76,477
baseline
▲ 0.50% · 4.625%
HK$81,131
+HK$4,654/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,954/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,060
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,207
−HK$2,178/mo
Today · 4.125%
HK$84,385
baseline
▲ 0.50% · 4.625%
HK$88,833
+HK$4,448/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,770/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,497 · Scale 2, in force from 26 Feb 2026)