LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,982
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,226
−HK$1,264/mo
Today · 4.125%
HK$42,490
baseline
▲ 0.50% · 4.625%
HK$45,075
+HK$2,585/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,980/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,480
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,673
−HK$1,210/mo
Today · 4.125%
HK$46,883
baseline
▲ 0.50% · 4.625%
HK$49,354
+HK$2,471/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,766/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,979
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,471
−HK$1,516/mo
Today · 4.125%
HK$50,987
baseline
▲ 0.50% · 4.625%
HK$54,090
+HK$3,103/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,974/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,376
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,807
−HK$1,453/mo
Today · 4.125%
HK$56,260
baseline
▲ 0.50% · 4.625%
HK$59,225
+HK$2,965/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,520/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,975
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,716
−HK$1,769/mo
Today · 4.125%
HK$59,485
baseline
▲ 0.50% · 4.625%
HK$63,105
+HK$3,620/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,970/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,272
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,942
−HK$1,694/mo
Today · 4.125%
HK$65,636
baseline
▲ 0.50% · 4.625%
HK$69,096
+HK$3,460/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,272/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,968
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,207
−HK$2,274/mo
Today · 4.125%
HK$76,481
baseline
▲ 0.50% · 4.625%
HK$81,135
+HK$4,654/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,962/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,064
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$82,211
−HK$2,178/mo
Today · 4.125%
HK$84,389
baseline
▲ 0.50% · 4.625%
HK$88,838
+HK$4,449/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,778/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,530 · Scale 2, in force from 26 Feb 2026)