LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,983
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,227
−HK$1,263/mo
Today · 4.125%
HK$42,490
baseline
▲ 0.50% · 4.625%
HK$45,076
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,980/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,481
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,674
−HK$1,210/mo
Today · 4.125%
HK$46,884
baseline
▲ 0.50% · 4.625%
HK$49,355
+HK$2,471/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,768/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$657,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,980
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$49,472
−HK$1,516/mo
Today · 4.125%
HK$50,988
baseline
▲ 0.50% · 4.625%
HK$54,091
+HK$3,103/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,976/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,377
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,808
−HK$1,453/mo
Today · 4.125%
HK$56,261
baseline
▲ 0.50% · 4.625%
HK$59,226
+HK$2,965/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,522/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,976
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,717
−HK$1,769/mo
Today · 4.125%
HK$59,486
baseline
▲ 0.50% · 4.625%
HK$63,106
+HK$3,620/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,972/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,273
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,943
−HK$1,694/mo
Today · 4.125%
HK$65,637
baseline
▲ 0.50% · 4.625%
HK$69,097
+HK$3,460/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,274/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,969
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,208
−HK$2,275/mo
Today · 4.125%
HK$76,483
baseline
▲ 0.50% · 4.625%
HK$81,136
+HK$4,653/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,966/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,065
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,213
−HK$2,178/mo
Today · 4.125%
HK$84,391
baseline
▲ 0.50% · 4.625%
HK$88,839
+HK$4,448/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,782/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,542 · Scale 2, in force from 26 Feb 2026)