LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,986
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,229
−HK$1,264/mo
Today · 4.125%
HK$42,493
baseline
▲ 0.50% · 4.625%
HK$45,079
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,986/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,484
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,677
−HK$1,210/mo
Today · 4.125%
HK$46,887
baseline
▲ 0.50% · 4.625%
HK$49,358
+HK$2,471/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,774/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,983
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,475
−HK$1,517/mo
Today · 4.125%
HK$50,992
baseline
▲ 0.50% · 4.625%
HK$54,094
+HK$3,102/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,984/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,380
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,812
−HK$1,452/mo
Today · 4.125%
HK$56,264
baseline
▲ 0.50% · 4.625%
HK$59,230
+HK$2,966/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,528/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,980
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,721
−HK$1,769/mo
Today · 4.125%
HK$59,490
baseline
▲ 0.50% · 4.625%
HK$63,110
+HK$3,620/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$118,980/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,277
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,947
−HK$1,695/mo
Today · 4.125%
HK$65,642
baseline
▲ 0.50% · 4.625%
HK$69,102
+HK$3,460/mo
Deposit HK$5.26M · loan HK$12.27M · min. income ≈ HK$131,284/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,974
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,213
−HK$2,274/mo
Today · 4.125%
HK$76,487
baseline
▲ 0.50% · 4.625%
HK$81,142
+HK$4,655/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,974/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,070
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,218
−HK$2,178/mo
Today · 4.125%
HK$84,396
baseline
▲ 0.50% · 4.625%
HK$88,845
+HK$4,449/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,792/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,584 · Scale 2, in force from 26 Feb 2026)