LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,987
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,231
−HK$1,264/mo
Today · 4.125%
HK$42,495
baseline
▲ 0.50% · 4.625%
HK$45,080
+HK$2,585/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,990/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,485
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,678
−HK$1,210/mo
Today · 4.125%
HK$46,888
baseline
▲ 0.50% · 4.625%
HK$49,360
+HK$2,472/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,776/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,984
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,477
−HK$1,516/mo
Today · 4.125%
HK$50,993
baseline
▲ 0.50% · 4.625%
HK$54,096
+HK$3,103/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,986/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,382
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,814
−HK$1,452/mo
Today · 4.125%
HK$56,266
baseline
▲ 0.50% · 4.625%
HK$59,232
+HK$2,966/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,532/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,982
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,723
−HK$1,769/mo
Today · 4.125%
HK$59,492
baseline
▲ 0.50% · 4.625%
HK$63,112
+HK$3,620/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$118,984/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,279
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,949
−HK$1,695/mo
Today · 4.125%
HK$65,644
baseline
▲ 0.50% · 4.625%
HK$69,104
+HK$3,460/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,288/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,977
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,215
−HK$2,275/mo
Today · 4.125%
HK$76,490
baseline
▲ 0.50% · 4.625%
HK$81,144
+HK$4,654/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,980/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,073
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,221
−HK$2,178/mo
Today · 4.125%
HK$84,399
baseline
▲ 0.50% · 4.625%
HK$88,848
+HK$4,449/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,798/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,607 · Scale 2, in force from 26 Feb 2026)