LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,987
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,231
−HK$1,264/mo
Today · 4.125%
HK$42,495
baseline
▲ 0.50% · 4.625%
HK$45,081
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,990/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,486
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,679
−HK$1,210/mo
Today · 4.125%
HK$46,889
baseline
▲ 0.50% · 4.625%
HK$49,361
+HK$2,472/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,778/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,985
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,477
−HK$1,517/mo
Today · 4.125%
HK$50,994
baseline
▲ 0.50% · 4.625%
HK$54,097
+HK$3,103/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,988/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,383
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,814
−HK$1,453/mo
Today · 4.125%
HK$56,267
baseline
▲ 0.50% · 4.625%
HK$59,233
+HK$2,966/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,534/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,982
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,724
−HK$1,769/mo
Today · 4.125%
HK$59,493
baseline
▲ 0.50% · 4.625%
HK$63,113
+HK$3,620/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$118,986/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,280
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,950
−HK$1,695/mo
Today · 4.125%
HK$65,645
baseline
▲ 0.50% · 4.625%
HK$69,105
+HK$3,460/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,290/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,977
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,216
−HK$2,275/mo
Today · 4.125%
HK$76,491
baseline
▲ 0.50% · 4.625%
HK$81,145
+HK$4,654/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,982/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,074
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,222
−HK$2,178/mo
Today · 4.125%
HK$84,400
baseline
▲ 0.50% · 4.625%
HK$88,849
+HK$4,449/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,800/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,614 · Scale 2, in force from 26 Feb 2026)