LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,988
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,232
−HK$1,264/mo
Today · 4.125%
HK$42,496
baseline
▲ 0.50% · 4.625%
HK$45,081
+HK$2,585/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$84,992/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,486
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,679
−HK$1,211/mo
Today · 4.125%
HK$46,890
baseline
▲ 0.50% · 4.625%
HK$49,361
+HK$2,471/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,780/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,986
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,478
−HK$1,517/mo
Today · 4.125%
HK$50,995
baseline
▲ 0.50% · 4.625%
HK$54,098
+HK$3,103/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$101,990/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,383
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,815
−HK$1,453/mo
Today · 4.125%
HK$56,268
baseline
▲ 0.50% · 4.625%
HK$59,234
+HK$2,966/mo
Deposit HK$7.01M · loan HK$10.52M · min. income ≈ HK$112,536/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,983
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,725
−HK$1,769/mo
Today · 4.125%
HK$59,494
baseline
▲ 0.50% · 4.625%
HK$63,114
+HK$3,620/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$118,988/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,281
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,951
−HK$1,695/mo
Today · 4.125%
HK$65,646
baseline
▲ 0.50% · 4.625%
HK$69,106
+HK$3,460/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,292/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,978
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,217
−HK$2,275/mo
Today · 4.125%
HK$76,492
baseline
▲ 0.50% · 4.625%
HK$81,146
+HK$4,654/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$152,984/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,075
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,223
−HK$2,178/mo
Today · 4.125%
HK$84,401
baseline
▲ 0.50% · 4.625%
HK$88,850
+HK$4,449/mo
Deposit HK$1.75M · loan HK$15.78M · min. income ≈ HK$168,802/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,623 · Scale 2, in force from 26 Feb 2026)