LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,993
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,237
−HK$1,264/mo
Today · 4.125%
HK$42,501
baseline
▲ 0.50% · 4.625%
HK$45,087
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,002/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,492
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,685
−HK$1,211/mo
Today · 4.125%
HK$46,896
baseline
▲ 0.50% · 4.625%
HK$49,368
+HK$2,472/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,792/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,992
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$49,485
−HK$1,516/mo
Today · 4.125%
HK$51,001
baseline
▲ 0.50% · 4.625%
HK$54,105
+HK$3,104/mo
Deposit HK$7.02M · loan HK$10.52M · min. income ≈ HK$102,002/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,390
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,822
−HK$1,453/mo
Today · 4.125%
HK$56,275
baseline
▲ 0.50% · 4.625%
HK$59,241
+HK$2,966/mo
Deposit HK$7.02M · loan HK$10.52M · min. income ≈ HK$112,550/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,990
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,732
−HK$1,770/mo
Today · 4.125%
HK$59,502
baseline
▲ 0.50% · 4.625%
HK$63,122
+HK$3,620/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,004/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,289
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,959
−HK$1,695/mo
Today · 4.125%
HK$65,654
baseline
▲ 0.50% · 4.625%
HK$69,115
+HK$3,461/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,308/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,988
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,227
−HK$2,275/mo
Today · 4.125%
HK$76,502
baseline
▲ 0.50% · 4.625%
HK$81,157
+HK$4,655/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,004/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,086
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,233
−HK$2,179/mo
Today · 4.125%
HK$84,412
baseline
▲ 0.50% · 4.625%
HK$88,862
+HK$4,450/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,824/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,709 · Scale 2, in force from 26 Feb 2026)