LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,994
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,238
−HK$1,264/mo
Today · 4.125%
HK$42,502
baseline
▲ 0.50% · 4.625%
HK$45,088
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,004/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,493
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,686
−HK$1,211/mo
Today · 4.125%
HK$46,897
baseline
▲ 0.50% · 4.625%
HK$49,369
+HK$2,472/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,794/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,993
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,486
−HK$1,517/mo
Today · 4.125%
HK$51,003
baseline
▲ 0.50% · 4.625%
HK$54,106
+HK$3,103/mo
Deposit HK$7.02M · loan HK$10.52M · min. income ≈ HK$102,006/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,392
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,824
−HK$1,452/mo
Today · 4.125%
HK$56,276
baseline
▲ 0.50% · 4.625%
HK$59,243
+HK$2,967/mo
Deposit HK$7.02M · loan HK$10.52M · min. income ≈ HK$112,552/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,992
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,734
−HK$1,769/mo
Today · 4.125%
HK$59,503
baseline
▲ 0.50% · 4.625%
HK$63,124
+HK$3,621/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,006/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,290
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,961
−HK$1,695/mo
Today · 4.125%
HK$65,656
baseline
▲ 0.50% · 4.625%
HK$69,117
+HK$3,461/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,312/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,990
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,229
−HK$2,275/mo
Today · 4.125%
HK$76,504
baseline
▲ 0.50% · 4.625%
HK$81,159
+HK$4,655/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,008/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,088
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,236
−HK$2,179/mo
Today · 4.125%
HK$84,415
baseline
▲ 0.50% · 4.625%
HK$88,864
+HK$4,449/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,830/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,726 · Scale 2, in force from 26 Feb 2026)