LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,996
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,240
−HK$1,264/mo
Today · 4.125%
HK$42,504
baseline
▲ 0.50% · 4.625%
HK$45,090
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,008/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,495
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,688
−HK$1,211/mo
Today · 4.125%
HK$46,899
baseline
▲ 0.50% · 4.625%
HK$49,371
+HK$2,472/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,798/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,995
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,488
−HK$1,517/mo
Today · 4.125%
HK$51,005
baseline
▲ 0.50% · 4.625%
HK$54,108
+HK$3,103/mo
Deposit HK$7.02M · loan HK$10.52M · min. income ≈ HK$102,010/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,394
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,826
−HK$1,453/mo
Today · 4.125%
HK$56,279
baseline
▲ 0.50% · 4.625%
HK$59,245
+HK$2,966/mo
Deposit HK$7.02M · loan HK$10.52M · min. income ≈ HK$112,558/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,994
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,736
−HK$1,769/mo
Today · 4.125%
HK$59,505
baseline
▲ 0.50% · 4.625%
HK$63,126
+HK$3,621/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,010/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,293
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,963
−HK$1,695/mo
Today · 4.125%
HK$65,658
baseline
▲ 0.50% · 4.625%
HK$69,119
+HK$3,461/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,316/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,992
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,232
−HK$2,275/mo
Today · 4.125%
HK$76,507
baseline
▲ 0.50% · 4.625%
HK$81,162
+HK$4,655/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,014/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,091
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,239
−HK$2,179/mo
Today · 4.125%
HK$84,418
baseline
▲ 0.50% · 4.625%
HK$88,868
+HK$4,450/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,836/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,751 · Scale 2, in force from 26 Feb 2026)