LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,997
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,241
−HK$1,264/mo
Today · 4.125%
HK$42,505
baseline
▲ 0.50% · 4.625%
HK$45,092
+HK$2,587/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,010/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,496
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,690
−HK$1,210/mo
Today · 4.125%
HK$46,900
baseline
▲ 0.50% · 4.625%
HK$49,373
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,800/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,996
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,489
−HK$1,517/mo
Today · 4.125%
HK$51,006
baseline
▲ 0.50% · 4.625%
HK$54,110
+HK$3,104/mo
Deposit HK$7.02M · loan HK$10.52M · min. income ≈ HK$102,012/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,396
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$54,828
−HK$1,452/mo
Today · 4.125%
HK$56,280
baseline
▲ 0.50% · 4.625%
HK$59,247
+HK$2,967/mo
Deposit HK$7.02M · loan HK$10.52M · min. income ≈ HK$112,560/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,996
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,738
−HK$1,769/mo
Today · 4.125%
HK$59,507
baseline
▲ 0.50% · 4.625%
HK$63,128
+HK$3,621/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,014/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,295
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,966
−HK$1,694/mo
Today · 4.125%
HK$65,660
baseline
▲ 0.50% · 4.625%
HK$69,122
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,320/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,995
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,234
−HK$2,275/mo
Today · 4.125%
HK$76,509
baseline
▲ 0.50% · 4.625%
HK$81,165
+HK$4,656/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,018/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,093
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,241
−HK$2,180/mo
Today · 4.125%
HK$84,421
baseline
▲ 0.50% · 4.625%
HK$88,871
+HK$4,450/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,842/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,773 · Scale 2, in force from 26 Feb 2026)