LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,998
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,242
−HK$1,264/mo
Today · 4.125%
HK$42,506
baseline
▲ 0.50% · 4.625%
HK$45,092
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,012/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,497
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,690
−HK$1,211/mo
Today · 4.125%
HK$46,901
baseline
▲ 0.50% · 4.625%
HK$49,373
+HK$2,472/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,802/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,997
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,490
−HK$1,517/mo
Today · 4.125%
HK$51,007
baseline
▲ 0.50% · 4.625%
HK$54,111
+HK$3,104/mo
Deposit HK$7.02M · loan HK$10.52M · min. income ≈ HK$102,014/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,396
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,828
−HK$1,453/mo
Today · 4.125%
HK$56,281
baseline
▲ 0.50% · 4.625%
HK$59,248
+HK$2,967/mo
Deposit HK$7.02M · loan HK$10.52M · min. income ≈ HK$112,562/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,997
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,738
−HK$1,770/mo
Today · 4.125%
HK$59,508
baseline
▲ 0.50% · 4.625%
HK$63,129
+HK$3,621/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,016/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,296
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,966
−HK$1,695/mo
Today · 4.125%
HK$65,661
baseline
▲ 0.50% · 4.625%
HK$69,122
+HK$3,461/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,322/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,996
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,235
−HK$2,275/mo
Today · 4.125%
HK$76,510
baseline
▲ 0.50% · 4.625%
HK$81,166
+HK$4,656/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,020/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,094
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,242
−HK$2,180/mo
Today · 4.125%
HK$84,422
baseline
▲ 0.50% · 4.625%
HK$88,872
+HK$4,450/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,844/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,781 · Scale 2, in force from 26 Feb 2026)