LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,001
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,245
−HK$1,264/mo
Today · 4.125%
HK$42,509
baseline
▲ 0.50% · 4.625%
HK$45,095
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,018/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,500
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,694
−HK$1,210/mo
Today · 4.125%
HK$46,904
baseline
▲ 0.50% · 4.625%
HK$49,377
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,808/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,001
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,494
−HK$1,517/mo
Today · 4.125%
HK$51,011
baseline
▲ 0.50% · 4.625%
HK$54,115
+HK$3,104/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,022/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,400
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,832
−HK$1,453/mo
Today · 4.125%
HK$56,285
baseline
▲ 0.50% · 4.625%
HK$59,252
+HK$2,967/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,570/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,001
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,743
−HK$1,770/mo
Today · 4.125%
HK$59,513
baseline
▲ 0.50% · 4.625%
HK$63,134
+HK$3,621/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,026/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,300
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,971
−HK$1,695/mo
Today · 4.125%
HK$65,666
baseline
▲ 0.50% · 4.625%
HK$69,128
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,332/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,001
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,241
−HK$2,275/mo
Today · 4.125%
HK$76,516
baseline
▲ 0.50% · 4.625%
HK$81,172
+HK$4,656/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,032/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,100
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,249
−HK$2,179/mo
Today · 4.125%
HK$84,428
baseline
▲ 0.50% · 4.625%
HK$88,878
+HK$4,450/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,856/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,830 · Scale 2, in force from 26 Feb 2026)