LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,001
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,245
−HK$1,265/mo
Today · 4.125%
HK$42,510
baseline
▲ 0.50% · 4.625%
HK$45,096
+HK$2,586/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,020/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,501
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,694
−HK$1,211/mo
Today · 4.125%
HK$46,905
baseline
▲ 0.50% · 4.625%
HK$49,378
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,810/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,001
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,495
−HK$1,517/mo
Today · 4.125%
HK$51,012
baseline
▲ 0.50% · 4.625%
HK$54,116
+HK$3,104/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,024/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,401
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,833
−HK$1,453/mo
Today · 4.125%
HK$56,286
baseline
▲ 0.50% · 4.625%
HK$59,253
+HK$2,967/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,572/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$657,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,002
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,744
−HK$1,770/mo
Today · 4.125%
HK$59,514
baseline
▲ 0.50% · 4.625%
HK$63,135
+HK$3,621/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,028/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,301
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,972
−HK$1,695/mo
Today · 4.125%
HK$65,667
baseline
▲ 0.50% · 4.625%
HK$69,129
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,334/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,002
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,242
−HK$2,275/mo
Today · 4.125%
HK$76,517
baseline
▲ 0.50% · 4.625%
HK$81,173
+HK$4,656/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,034/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,102
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,250
−HK$2,179/mo
Today · 4.125%
HK$84,429
baseline
▲ 0.50% · 4.625%
HK$88,880
+HK$4,451/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,858/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,841 · Scale 2, in force from 26 Feb 2026)