LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,005
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,249
−HK$1,264/mo
Today · 4.125%
HK$42,513
baseline
▲ 0.50% · 4.625%
HK$45,100
+HK$2,587/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,026/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,505
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,698
−HK$1,211/mo
Today · 4.125%
HK$46,909
baseline
▲ 0.50% · 4.625%
HK$49,382
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,818/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,006
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,499
−HK$1,517/mo
Today · 4.125%
HK$51,016
baseline
▲ 0.50% · 4.625%
HK$54,120
+HK$3,104/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,032/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$657,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,406
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,838
−HK$1,453/mo
Today · 4.125%
HK$56,291
baseline
▲ 0.50% · 4.625%
HK$59,258
+HK$2,967/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,582/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$657,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,007
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,749
−HK$1,770/mo
Today · 4.125%
HK$59,519
baseline
▲ 0.50% · 4.625%
HK$63,140
+HK$3,621/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,038/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,307
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,978
−HK$1,695/mo
Today · 4.125%
HK$65,673
baseline
▲ 0.50% · 4.625%
HK$69,135
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,346/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,009
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,248
−HK$2,276/mo
Today · 4.125%
HK$76,524
baseline
▲ 0.50% · 4.625%
HK$81,180
+HK$4,656/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,048/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,109
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,257
−HK$2,180/mo
Today · 4.125%
HK$84,437
baseline
▲ 0.50% · 4.625%
HK$88,888
+HK$4,451/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,874/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,899 · Scale 2, in force from 26 Feb 2026)