LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,007
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,252
−HK$1,264/mo
Today · 4.125%
HK$42,516
baseline
▲ 0.50% · 4.625%
HK$45,103
+HK$2,587/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,032/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,507
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,701
−HK$1,211/mo
Today · 4.125%
HK$46,912
baseline
▲ 0.50% · 4.625%
HK$49,385
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,824/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,008
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,502
−HK$1,517/mo
Today · 4.125%
HK$51,019
baseline
▲ 0.50% · 4.625%
HK$54,123
+HK$3,104/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,038/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$657,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,409
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,841
−HK$1,453/mo
Today · 4.125%
HK$56,294
baseline
▲ 0.50% · 4.625%
HK$59,262
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,588/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$657,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,010
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,752
−HK$1,770/mo
Today · 4.125%
HK$59,522
baseline
▲ 0.50% · 4.625%
HK$63,144
+HK$3,622/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,044/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,310
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,982
−HK$1,695/mo
Today · 4.125%
HK$65,677
baseline
▲ 0.50% · 4.625%
HK$69,139
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,354/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,013
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,253
−HK$2,276/mo
Today · 4.125%
HK$76,529
baseline
▲ 0.50% · 4.625%
HK$81,185
+HK$4,656/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,058/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,113
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,262
−HK$2,180/mo
Today · 4.125%
HK$84,442
baseline
▲ 0.50% · 4.625%
HK$88,893
+HK$4,451/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,884/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,937 · Scale 2, in force from 26 Feb 2026)