LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,007
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,252
−HK$1,264/mo
Today · 4.125%
HK$42,516
baseline
▲ 0.50% · 4.625%
HK$45,103
+HK$2,587/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,032/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,508
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,702
−HK$1,211/mo
Today · 4.125%
HK$46,913
baseline
▲ 0.50% · 4.625%
HK$49,385
+HK$2,472/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,826/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,009
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,502
−HK$1,518/mo
Today · 4.125%
HK$51,020
baseline
▲ 0.50% · 4.625%
HK$54,124
+HK$3,104/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,040/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$657,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,409
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,842
−HK$1,453/mo
Today · 4.125%
HK$56,295
baseline
▲ 0.50% · 4.625%
HK$59,262
+HK$2,967/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,590/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$657,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,010
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,753
−HK$1,770/mo
Today · 4.125%
HK$59,523
baseline
▲ 0.50% · 4.625%
HK$63,145
+HK$3,622/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,046/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,311
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,982
−HK$1,696/mo
Today · 4.125%
HK$65,678
baseline
▲ 0.50% · 4.625%
HK$69,140
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,356/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,013
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,253
−HK$2,276/mo
Today · 4.125%
HK$76,529
baseline
▲ 0.50% · 4.625%
HK$81,186
+HK$4,657/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,058/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,114
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,263
−HK$2,180/mo
Today · 4.125%
HK$84,443
baseline
▲ 0.50% · 4.625%
HK$88,894
+HK$4,451/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,886/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,944 · Scale 2, in force from 26 Feb 2026)