LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,008
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,253
−HK$1,264/mo
Today · 4.125%
HK$42,517
baseline
▲ 0.50% · 4.625%
HK$45,104
+HK$2,587/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,034/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,509
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,702
−HK$1,211/mo
Today · 4.125%
HK$46,913
baseline
▲ 0.50% · 4.625%
HK$49,386
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,826/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,010
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,503
−HK$1,517/mo
Today · 4.125%
HK$51,020
baseline
▲ 0.50% · 4.625%
HK$54,125
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,040/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$657,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,410
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,843
−HK$1,453/mo
Today · 4.125%
HK$56,296
baseline
▲ 0.50% · 4.625%
HK$59,263
+HK$2,967/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,592/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$657,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,011
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,754
−HK$1,770/mo
Today · 4.125%
HK$59,524
baseline
▲ 0.50% · 4.625%
HK$63,146
+HK$3,622/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,048/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,312
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,983
−HK$1,696/mo
Today · 4.125%
HK$65,679
baseline
▲ 0.50% · 4.625%
HK$69,141
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,358/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,014
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,255
−HK$2,275/mo
Today · 4.125%
HK$76,530
baseline
▲ 0.50% · 4.625%
HK$81,187
+HK$4,657/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,060/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,115
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,264
−HK$2,180/mo
Today · 4.125%
HK$84,444
baseline
▲ 0.50% · 4.625%
HK$88,895
+HK$4,451/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,888/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,954 · Scale 2, in force from 26 Feb 2026)