LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,009
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,253
−HK$1,265/mo
Today · 4.125%
HK$42,518
baseline
▲ 0.50% · 4.625%
HK$45,105
+HK$2,587/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,036/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,509
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,703
−HK$1,211/mo
Today · 4.125%
HK$46,914
baseline
▲ 0.50% · 4.625%
HK$49,387
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,828/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$657,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,011
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$49,504
−HK$1,517/mo
Today · 4.125%
HK$51,021
baseline
▲ 0.50% · 4.625%
HK$54,126
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,042/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$657,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,411
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,844
−HK$1,453/mo
Today · 4.125%
HK$56,297
baseline
▲ 0.50% · 4.625%
HK$59,264
+HK$2,967/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,594/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$657,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,012
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,755
−HK$1,770/mo
Today · 4.125%
HK$59,525
baseline
▲ 0.50% · 4.625%
HK$63,147
+HK$3,622/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,050/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,313
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,984
−HK$1,696/mo
Today · 4.125%
HK$65,680
baseline
▲ 0.50% · 4.625%
HK$69,142
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,360/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$657,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,016
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,256
−HK$2,276/mo
Today · 4.125%
HK$76,532
baseline
▲ 0.50% · 4.625%
HK$81,189
+HK$4,657/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,064/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,117
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,266
−HK$2,179/mo
Today · 4.125%
HK$84,445
baseline
▲ 0.50% · 4.625%
HK$88,897
+HK$4,452/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,890/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$657,966 · Scale 2, in force from 26 Feb 2026)