LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,013
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,257
−HK$1,265/mo
Today · 4.125%
HK$42,522
baseline
▲ 0.50% · 4.625%
HK$45,109
+HK$2,587/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,044/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,514
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,707
−HK$1,211/mo
Today · 4.125%
HK$46,918
baseline
▲ 0.50% · 4.625%
HK$49,392
+HK$2,474/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,836/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,015
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,509
−HK$1,517/mo
Today · 4.125%
HK$51,026
baseline
▲ 0.50% · 4.625%
HK$54,131
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,052/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,416
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,849
−HK$1,453/mo
Today · 4.125%
HK$56,302
baseline
▲ 0.50% · 4.625%
HK$59,270
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,604/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,018
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,760
−HK$1,770/mo
Today · 4.125%
HK$59,530
baseline
▲ 0.50% · 4.625%
HK$63,153
+HK$3,623/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,060/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,319
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,990
−HK$1,696/mo
Today · 4.125%
HK$65,686
baseline
▲ 0.50% · 4.625%
HK$69,148
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,372/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,023
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,263
−HK$2,276/mo
Today · 4.125%
HK$76,539
baseline
▲ 0.50% · 4.625%
HK$81,196
+HK$4,657/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,078/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,124
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,273
−HK$2,180/mo
Today · 4.125%
HK$84,453
baseline
▲ 0.50% · 4.625%
HK$88,905
+HK$4,452/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,906/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,027 · Scale 2, in force from 26 Feb 2026)