LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,014
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,258
−HK$1,265/mo
Today · 4.125%
HK$42,523
baseline
▲ 0.50% · 4.625%
HK$45,110
+HK$2,587/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,046/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,515
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,709
−HK$1,211/mo
Today · 4.125%
HK$46,920
baseline
▲ 0.50% · 4.625%
HK$49,393
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,840/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,017
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,510
−HK$1,518/mo
Today · 4.125%
HK$51,028
baseline
▲ 0.50% · 4.625%
HK$54,133
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,056/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,418
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,851
−HK$1,453/mo
Today · 4.125%
HK$56,304
baseline
▲ 0.50% · 4.625%
HK$59,272
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,608/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,019
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,762
−HK$1,770/mo
Today · 4.125%
HK$59,532
baseline
▲ 0.50% · 4.625%
HK$63,155
+HK$3,623/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,064/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,321
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,992
−HK$1,696/mo
Today · 4.125%
HK$65,688
baseline
▲ 0.50% · 4.625%
HK$69,150
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,376/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,025
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,265
−HK$2,276/mo
Today · 4.125%
HK$76,541
baseline
▲ 0.50% · 4.625%
HK$81,199
+HK$4,658/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,082/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,127
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,276
−HK$2,180/mo
Today · 4.125%
HK$84,456
baseline
▲ 0.50% · 4.625%
HK$88,908
+HK$4,452/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,912/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,048 · Scale 2, in force from 26 Feb 2026)