LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,015
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,260
−HK$1,265/mo
Today · 4.125%
HK$42,525
baseline
▲ 0.50% · 4.625%
HK$45,112
+HK$2,587/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,050/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,517
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,710
−HK$1,212/mo
Today · 4.125%
HK$46,922
baseline
▲ 0.50% · 4.625%
HK$49,395
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,844/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,018
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,512
−HK$1,517/mo
Today · 4.125%
HK$51,029
baseline
▲ 0.50% · 4.625%
HK$54,134
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,058/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,420
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,853
−HK$1,453/mo
Today · 4.125%
HK$56,306
baseline
▲ 0.50% · 4.625%
HK$59,274
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,612/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,021
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,764
−HK$1,770/mo
Today · 4.125%
HK$59,534
baseline
▲ 0.50% · 4.625%
HK$63,157
+HK$3,623/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,068/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,323
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,995
−HK$1,695/mo
Today · 4.125%
HK$65,690
baseline
▲ 0.50% · 4.625%
HK$69,153
+HK$3,463/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,380/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,027
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,268
−HK$2,276/mo
Today · 4.125%
HK$76,544
baseline
▲ 0.50% · 4.625%
HK$81,202
+HK$4,658/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,088/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,130
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,279
−HK$2,180/mo
Today · 4.125%
HK$84,459
baseline
▲ 0.50% · 4.625%
HK$88,911
+HK$4,452/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,918/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,071 · Scale 2, in force from 26 Feb 2026)