LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,016
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,261
−HK$1,265/mo
Today · 4.125%
HK$42,526
baseline
▲ 0.50% · 4.625%
HK$45,113
+HK$2,587/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,052/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,518
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,712
−HK$1,211/mo
Today · 4.125%
HK$46,923
baseline
▲ 0.50% · 4.625%
HK$49,396
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,846/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,020
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,513
−HK$1,518/mo
Today · 4.125%
HK$51,031
baseline
▲ 0.50% · 4.625%
HK$54,136
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,062/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,421
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,854
−HK$1,453/mo
Today · 4.125%
HK$56,307
baseline
▲ 0.50% · 4.625%
HK$59,275
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,614/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,023
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,765
−HK$1,771/mo
Today · 4.125%
HK$59,536
baseline
▲ 0.50% · 4.625%
HK$63,159
+HK$3,623/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,072/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,325
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,996
−HK$1,696/mo
Today · 4.125%
HK$65,692
baseline
▲ 0.50% · 4.625%
HK$69,155
+HK$3,463/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,384/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,029
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,270
−HK$2,276/mo
Today · 4.125%
HK$76,546
baseline
▲ 0.50% · 4.625%
HK$81,204
+HK$4,658/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,092/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,132
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,281
−HK$2,180/mo
Today · 4.125%
HK$84,461
baseline
▲ 0.50% · 4.625%
HK$88,913
+HK$4,452/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,922/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,089 · Scale 2, in force from 26 Feb 2026)