LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,018
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,263
−HK$1,264/mo
Today · 4.125%
HK$42,527
baseline
▲ 0.50% · 4.625%
HK$45,115
+HK$2,588/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$85,054/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,519
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,713
−HK$1,212/mo
Today · 4.125%
HK$46,925
baseline
▲ 0.50% · 4.625%
HK$49,398
+HK$2,473/mo
Deposit HK$8.77M · loan HK$8.77M · min. income ≈ HK$93,850/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,021
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,515
−HK$1,518/mo
Today · 4.125%
HK$51,033
baseline
▲ 0.50% · 4.625%
HK$54,138
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,066/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,423
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,856
−HK$1,454/mo
Today · 4.125%
HK$56,310
baseline
▲ 0.50% · 4.625%
HK$59,278
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,620/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,025
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,768
−HK$1,770/mo
Today · 4.125%
HK$59,538
baseline
▲ 0.50% · 4.625%
HK$63,161
+HK$3,623/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$119,076/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,327
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$63,999
−HK$1,696/mo
Today · 4.125%
HK$65,695
baseline
▲ 0.50% · 4.625%
HK$69,157
+HK$3,462/mo
Deposit HK$5.26M · loan HK$12.28M · min. income ≈ HK$131,390/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,032
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,273
−HK$2,276/mo
Today · 4.125%
HK$76,549
baseline
▲ 0.50% · 4.625%
HK$81,207
+HK$4,658/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$153,098/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,135
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,284
−HK$2,180/mo
Today · 4.125%
HK$84,464
baseline
▲ 0.50% · 4.625%
HK$88,917
+HK$4,453/mo
Deposit HK$1.75M · loan HK$15.79M · min. income ≈ HK$168,928/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,115 · Scale 2, in force from 26 Feb 2026)