LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,019
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,263
−HK$1,265/mo
Today · 4.125%
HK$42,528
baseline
▲ 0.50% · 4.625%
HK$45,116
+HK$2,588/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,056/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,520
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,714
−HK$1,212/mo
Today · 4.125%
HK$46,926
baseline
▲ 0.50% · 4.625%
HK$49,399
+HK$2,473/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,852/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,022
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,516
−HK$1,518/mo
Today · 4.125%
HK$51,034
baseline
▲ 0.50% · 4.625%
HK$54,139
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,068/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,424
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,857
−HK$1,454/mo
Today · 4.125%
HK$56,311
baseline
▲ 0.50% · 4.625%
HK$59,279
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,622/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,026
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,769
−HK$1,770/mo
Today · 4.125%
HK$59,539
baseline
▲ 0.50% · 4.625%
HK$63,162
+HK$3,623/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,078/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,328
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,000
−HK$1,696/mo
Today · 4.125%
HK$65,696
baseline
▲ 0.50% · 4.625%
HK$69,159
+HK$3,463/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,392/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,034
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,274
−HK$2,277/mo
Today · 4.125%
HK$76,551
baseline
▲ 0.50% · 4.625%
HK$81,209
+HK$4,658/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,102/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,137
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,286
−HK$2,180/mo
Today · 4.125%
HK$84,466
baseline
▲ 0.50% · 4.625%
HK$88,918
+HK$4,452/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,932/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,128 · Scale 2, in force from 26 Feb 2026)