LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,019
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,264
−HK$1,265/mo
Today · 4.125%
HK$42,529
baseline
▲ 0.50% · 4.625%
HK$45,116
+HK$2,587/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,058/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,521
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,715
−HK$1,211/mo
Today · 4.125%
HK$46,926
baseline
▲ 0.50% · 4.625%
HK$49,400
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,852/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,023
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,517
−HK$1,517/mo
Today · 4.125%
HK$51,034
baseline
▲ 0.50% · 4.625%
HK$54,140
+HK$3,106/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,068/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,425
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,858
−HK$1,453/mo
Today · 4.125%
HK$56,311
baseline
▲ 0.50% · 4.625%
HK$59,280
+HK$2,969/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,622/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,027
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,769
−HK$1,771/mo
Today · 4.125%
HK$59,540
baseline
▲ 0.50% · 4.625%
HK$63,163
+HK$3,623/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,080/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,329
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,001
−HK$1,696/mo
Today · 4.125%
HK$65,697
baseline
▲ 0.50% · 4.625%
HK$69,160
+HK$3,463/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,394/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,034
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,275
−HK$2,277/mo
Today · 4.125%
HK$76,552
baseline
▲ 0.50% · 4.625%
HK$81,210
+HK$4,658/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,104/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,137
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,287
−HK$2,180/mo
Today · 4.125%
HK$84,467
baseline
▲ 0.50% · 4.625%
HK$88,919
+HK$4,452/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,934/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,135 · Scale 2, in force from 26 Feb 2026)