LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,020
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,265
−HK$1,265/mo
Today · 4.125%
HK$42,530
baseline
▲ 0.50% · 4.625%
HK$45,118
+HK$2,588/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,060/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,522
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,716
−HK$1,212/mo
Today · 4.125%
HK$46,928
baseline
▲ 0.50% · 4.625%
HK$49,401
+HK$2,473/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,856/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,025
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,518
−HK$1,518/mo
Today · 4.125%
HK$51,036
baseline
▲ 0.50% · 4.625%
HK$54,142
+HK$3,106/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,072/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,427
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,860
−HK$1,453/mo
Today · 4.125%
HK$56,313
baseline
▲ 0.50% · 4.625%
HK$59,282
+HK$2,969/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,626/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,029
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,771
−HK$1,771/mo
Today · 4.125%
HK$59,542
baseline
▲ 0.50% · 4.625%
HK$63,165
+HK$3,623/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,084/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,331
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,003
−HK$1,696/mo
Today · 4.125%
HK$65,699
baseline
▲ 0.50% · 4.625%
HK$69,162
+HK$3,463/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,398/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,037
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,278
−HK$2,276/mo
Today · 4.125%
HK$76,554
baseline
▲ 0.50% · 4.625%
HK$81,212
+HK$4,658/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,108/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,140
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,290
−HK$2,180/mo
Today · 4.125%
HK$84,470
baseline
▲ 0.50% · 4.625%
HK$88,923
+HK$4,453/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,940/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,158 · Scale 2, in force from 26 Feb 2026)