LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,021
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,266
−HK$1,265/mo
Today · 4.125%
HK$42,531
baseline
▲ 0.50% · 4.625%
HK$45,119
+HK$2,588/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,062/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,523
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,717
−HK$1,211/mo
Today · 4.125%
HK$46,928
baseline
▲ 0.50% · 4.625%
HK$49,402
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,856/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,025
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,519
−HK$1,518/mo
Today · 4.125%
HK$51,037
baseline
▲ 0.50% · 4.625%
HK$54,142
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,074/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,428
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,860
−HK$1,454/mo
Today · 4.125%
HK$56,314
baseline
▲ 0.50% · 4.625%
HK$59,282
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,628/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,029
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,772
−HK$1,771/mo
Today · 4.125%
HK$59,543
baseline
▲ 0.50% · 4.625%
HK$63,166
+HK$3,623/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,086/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,332
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,004
−HK$1,696/mo
Today · 4.125%
HK$65,700
baseline
▲ 0.50% · 4.625%
HK$69,163
+HK$3,463/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,400/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,038
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,279
−HK$2,276/mo
Today · 4.125%
HK$76,555
baseline
▲ 0.50% · 4.625%
HK$81,213
+HK$4,658/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,110/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,141
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,291
−HK$2,180/mo
Today · 4.125%
HK$84,471
baseline
▲ 0.50% · 4.625%
HK$88,924
+HK$4,453/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,942/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,166 · Scale 2, in force from 26 Feb 2026)