LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,022
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,266
−HK$1,265/mo
Today · 4.125%
HK$42,531
baseline
▲ 0.50% · 4.625%
HK$45,119
+HK$2,588/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,062/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,524
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,718
−HK$1,211/mo
Today · 4.125%
HK$46,929
baseline
▲ 0.50% · 4.625%
HK$49,403
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,858/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,026
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,520
−HK$1,518/mo
Today · 4.125%
HK$51,038
baseline
▲ 0.50% · 4.625%
HK$54,143
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,076/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,428
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,861
−HK$1,454/mo
Today · 4.125%
HK$56,315
baseline
▲ 0.50% · 4.625%
HK$59,283
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,630/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,030
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,773
−HK$1,771/mo
Today · 4.125%
HK$59,544
baseline
▲ 0.50% · 4.625%
HK$63,167
+HK$3,623/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,088/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,333
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,005
−HK$1,696/mo
Today · 4.125%
HK$65,701
baseline
▲ 0.50% · 4.625%
HK$69,164
+HK$3,463/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,402/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,039
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,280
−HK$2,276/mo
Today · 4.125%
HK$76,556
baseline
▲ 0.50% · 4.625%
HK$81,215
+HK$4,659/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,112/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,142
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,292
−HK$2,180/mo
Today · 4.125%
HK$84,472
baseline
▲ 0.50% · 4.625%
HK$88,925
+HK$4,453/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,944/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,176 · Scale 2, in force from 26 Feb 2026)