LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,022
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,267
−HK$1,265/mo
Today · 4.125%
HK$42,532
baseline
▲ 0.50% · 4.625%
HK$45,119
+HK$2,587/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,064/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,524
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,718
−HK$1,211/mo
Today · 4.125%
HK$46,929
baseline
▲ 0.50% · 4.625%
HK$49,403
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,858/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,026
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,520
−HK$1,518/mo
Today · 4.125%
HK$51,038
baseline
▲ 0.50% · 4.625%
HK$54,143
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,076/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,429
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,862
−HK$1,453/mo
Today · 4.125%
HK$56,315
baseline
▲ 0.50% · 4.625%
HK$59,284
+HK$2,969/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,630/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,031
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,773
−HK$1,771/mo
Today · 4.125%
HK$59,544
baseline
▲ 0.50% · 4.625%
HK$63,167
+HK$3,623/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,088/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,333
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,005
−HK$1,696/mo
Today · 4.125%
HK$65,701
baseline
▲ 0.50% · 4.625%
HK$69,164
+HK$3,463/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,402/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,039
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,280
−HK$2,277/mo
Today · 4.125%
HK$76,557
baseline
▲ 0.50% · 4.625%
HK$81,215
+HK$4,658/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,114/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,143
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,292
−HK$2,181/mo
Today · 4.125%
HK$84,473
baseline
▲ 0.50% · 4.625%
HK$88,925
+HK$4,452/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,946/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,180 · Scale 2, in force from 26 Feb 2026)