LTV · monthly repayment
▼ 0.50% · 3.625%
HK$400,220
−HK$25,098/mo
▼ 0.25% · 3.875%
HK$412,669
−HK$12,649/mo
Today · 4.125%
HK$425,318
baseline
▲ 0.50% · 4.625%
HK$451,197
+HK$25,879/mo
Deposit HK$87.76M · loan HK$87.76M · min. income ≈ HK$850,636/mo (50% DSR)
Upfront cash ≈ HK$99.17M (deposit + AVD stamp duty HK$11,408,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$445,241
−HK$24,055/mo
▼ 0.25% · 3.875%
HK$457,182
−HK$12,114/mo
Today · 4.125%
HK$469,296
baseline
▲ 0.50% · 4.625%
HK$494,033
+HK$24,737/mo
Deposit HK$87.76M · loan HK$87.76M · min. income ≈ HK$938,592/mo (50% DSR)
Upfront cash ≈ HK$99.17M (deposit + AVD stamp duty HK$11,408,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$480,264
−HK$30,117/mo
▼ 0.25% · 3.875%
HK$495,203
−HK$15,178/mo
Today · 4.125%
HK$510,381
baseline
▲ 0.50% · 4.625%
HK$541,437
+HK$31,056/mo
Deposit HK$70.21M · loan HK$105.31M · min. income ≈ HK$1,020,762/mo (50% DSR)
Upfront cash ≈ HK$81.61M (deposit + AVD stamp duty HK$11,408,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$534,289
−HK$28,866/mo
▼ 0.25% · 3.875%
HK$548,619
−HK$14,536/mo
Today · 4.125%
HK$563,155
baseline
▲ 0.50% · 4.625%
HK$592,840
+HK$29,685/mo
Deposit HK$70.21M · loan HK$105.31M · min. income ≈ HK$1,126,310/mo (50% DSR)
Upfront cash ≈ HK$81.61M (deposit + AVD stamp duty HK$11,408,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$560,308
−HK$35,137/mo
▼ 0.25% · 3.875%
HK$577,737
−HK$17,708/mo
Today · 4.125%
HK$595,445
baseline
▲ 0.50% · 4.625%
HK$631,676
+HK$36,231/mo
Deposit HK$52.65M · loan HK$122.86M · min. income ≈ HK$1,190,890/mo (50% DSR)
Upfront cash ≈ HK$64.06M (deposit + AVD stamp duty HK$11,408,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$623,337
−HK$33,677/mo
▼ 0.25% · 3.875%
HK$640,055
−HK$16,959/mo
Today · 4.125%
HK$657,014
baseline
▲ 0.50% · 4.625%
HK$691,647
+HK$34,633/mo
Deposit HK$52.65M · loan HK$122.86M · min. income ≈ HK$1,314,028/mo (50% DSR)
Upfront cash ≈ HK$64.06M (deposit + AVD stamp duty HK$11,408,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$720,396
−HK$45,176/mo
▼ 0.25% · 3.875%
HK$742,805
−HK$22,767/mo
Today · 4.125%
HK$765,572
baseline
▲ 0.50% · 4.625%
HK$812,155
+HK$46,583/mo
Deposit HK$17.55M · loan HK$157.96M · min. income ≈ HK$1,531,144/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$11,408,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$801,434
−HK$43,299/mo
▼ 0.25% · 3.875%
HK$822,928
−HK$21,805/mo
Today · 4.125%
HK$844,733
baseline
▲ 0.50% · 4.625%
HK$889,260
+HK$44,527/mo
Deposit HK$17.55M · loan HK$157.96M · min. income ≈ HK$1,689,466/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$11,408,505 · Scale 2, in force from 26 Feb 2026)