LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,023
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,268
−HK$1,265/mo
Today · 4.125%
HK$42,533
baseline
▲ 0.50% · 4.625%
HK$45,121
+HK$2,588/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,066/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,525
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,719
−HK$1,211/mo
Today · 4.125%
HK$46,930
baseline
▲ 0.50% · 4.625%
HK$49,404
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,860/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,027
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,521
−HK$1,518/mo
Today · 4.125%
HK$51,039
baseline
▲ 0.50% · 4.625%
HK$54,145
+HK$3,106/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,078/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,430
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,863
−HK$1,454/mo
Today · 4.125%
HK$56,317
baseline
▲ 0.50% · 4.625%
HK$59,285
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,634/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,032
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,775
−HK$1,771/mo
Today · 4.125%
HK$59,546
baseline
▲ 0.50% · 4.625%
HK$63,169
+HK$3,623/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,092/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,335
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,007
−HK$1,696/mo
Today · 4.125%
HK$65,703
baseline
▲ 0.50% · 4.625%
HK$69,166
+HK$3,463/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,406/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,041
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,282
−HK$2,277/mo
Today · 4.125%
HK$76,559
baseline
▲ 0.50% · 4.625%
HK$81,217
+HK$4,658/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,118/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,145
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,294
−HK$2,181/mo
Today · 4.125%
HK$84,475
baseline
▲ 0.50% · 4.625%
HK$88,928
+HK$4,453/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,950/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,196 · Scale 2, in force from 26 Feb 2026)