LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,024
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,269
−HK$1,264/mo
Today · 4.125%
HK$42,533
baseline
▲ 0.50% · 4.625%
HK$45,122
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,066/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,526
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,720
−HK$1,211/mo
Today · 4.125%
HK$46,931
baseline
▲ 0.50% · 4.625%
HK$49,405
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,862/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,028
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,522
−HK$1,518/mo
Today · 4.125%
HK$51,040
baseline
▲ 0.50% · 4.625%
HK$54,146
+HK$3,106/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,080/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,431
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,864
−HK$1,454/mo
Today · 4.125%
HK$56,318
baseline
▲ 0.50% · 4.625%
HK$59,286
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,636/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,033
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,776
−HK$1,771/mo
Today · 4.125%
HK$59,547
baseline
▲ 0.50% · 4.625%
HK$63,170
+HK$3,623/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,094/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,336
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,008
−HK$1,696/mo
Today · 4.125%
HK$65,704
baseline
▲ 0.50% · 4.625%
HK$69,167
+HK$3,463/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,408/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,043
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,283
−HK$2,277/mo
Today · 4.125%
HK$76,560
baseline
▲ 0.50% · 4.625%
HK$81,219
+HK$4,659/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,120/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,147
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,296
−HK$2,181/mo
Today · 4.125%
HK$84,477
baseline
▲ 0.50% · 4.625%
HK$88,930
+HK$4,453/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,954/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,210 · Scale 2, in force from 26 Feb 2026)