LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,024
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,269
−HK$1,265/mo
Today · 4.125%
HK$42,534
baseline
▲ 0.50% · 4.625%
HK$45,122
+HK$2,588/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,068/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,526
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,721
−HK$1,211/mo
Today · 4.125%
HK$46,932
baseline
▲ 0.50% · 4.625%
HK$49,406
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,864/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,029
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,523
−HK$1,518/mo
Today · 4.125%
HK$51,041
baseline
▲ 0.50% · 4.625%
HK$54,147
+HK$3,106/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,082/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,432
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,865
−HK$1,454/mo
Today · 4.125%
HK$56,319
baseline
▲ 0.50% · 4.625%
HK$59,287
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,638/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,034
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,777
−HK$1,771/mo
Today · 4.125%
HK$59,548
baseline
▲ 0.50% · 4.625%
HK$63,171
+HK$3,623/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,096/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,337
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,009
−HK$1,696/mo
Today · 4.125%
HK$65,705
baseline
▲ 0.50% · 4.625%
HK$69,168
+HK$3,463/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,410/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,043
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,284
−HK$2,277/mo
Today · 4.125%
HK$76,561
baseline
▲ 0.50% · 4.625%
HK$81,220
+HK$4,659/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,122/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,148
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,297
−HK$2,181/mo
Today · 4.125%
HK$84,478
baseline
▲ 0.50% · 4.625%
HK$88,931
+HK$4,453/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,956/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,218 · Scale 2, in force from 26 Feb 2026)