LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,025
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,270
−HK$1,265/mo
Today · 4.125%
HK$42,535
baseline
▲ 0.50% · 4.625%
HK$45,124
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,070/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,528
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,722
−HK$1,212/mo
Today · 4.125%
HK$46,934
baseline
▲ 0.50% · 4.625%
HK$49,407
+HK$2,473/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,868/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,030
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,524
−HK$1,518/mo
Today · 4.125%
HK$51,042
baseline
▲ 0.50% · 4.625%
HK$54,148
+HK$3,106/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,084/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,433
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,866
−HK$1,454/mo
Today · 4.125%
HK$56,320
baseline
▲ 0.50% · 4.625%
HK$59,289
+HK$2,969/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,640/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,036
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,779
−HK$1,770/mo
Today · 4.125%
HK$59,549
baseline
▲ 0.50% · 4.625%
HK$63,173
+HK$3,624/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,098/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,339
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,011
−HK$1,696/mo
Today · 4.125%
HK$65,707
baseline
▲ 0.50% · 4.625%
HK$69,170
+HK$3,463/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,414/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,046
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,287
−HK$2,277/mo
Today · 4.125%
HK$76,564
baseline
▲ 0.50% · 4.625%
HK$81,222
+HK$4,658/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,128/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,150
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,300
−HK$2,180/mo
Today · 4.125%
HK$84,480
baseline
▲ 0.50% · 4.625%
HK$88,933
+HK$4,453/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,960/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,239 · Scale 2, in force from 26 Feb 2026)