LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,026
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,271
−HK$1,265/mo
Today · 4.125%
HK$42,536
baseline
▲ 0.50% · 4.625%
HK$45,125
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,072/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,529
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,723
−HK$1,212/mo
Today · 4.125%
HK$46,935
baseline
▲ 0.50% · 4.625%
HK$49,409
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,870/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$658,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,032
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,526
−HK$1,518/mo
Today · 4.125%
HK$51,044
baseline
▲ 0.50% · 4.625%
HK$54,149
+HK$3,105/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,088/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,435
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,868
−HK$1,454/mo
Today · 4.125%
HK$56,322
baseline
▲ 0.50% · 4.625%
HK$59,290
+HK$2,968/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,644/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,037
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,780
−HK$1,771/mo
Today · 4.125%
HK$59,551
baseline
▲ 0.50% · 4.625%
HK$63,174
+HK$3,623/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,102/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,340
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,012
−HK$1,696/mo
Today · 4.125%
HK$65,708
baseline
▲ 0.50% · 4.625%
HK$69,172
+HK$3,464/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,416/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,047
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,288
−HK$2,277/mo
Today · 4.125%
HK$76,565
baseline
▲ 0.50% · 4.625%
HK$81,224
+HK$4,659/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,130/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,152
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,302
−HK$2,180/mo
Today · 4.125%
HK$84,482
baseline
▲ 0.50% · 4.625%
HK$88,936
+HK$4,454/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,964/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,254 · Scale 2, in force from 26 Feb 2026)