LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,030
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,275
−HK$1,266/mo
Today · 4.125%
HK$42,541
baseline
▲ 0.50% · 4.625%
HK$45,129
+HK$2,588/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,082/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,533
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,728
−HK$1,211/mo
Today · 4.125%
HK$46,939
baseline
▲ 0.50% · 4.625%
HK$49,414
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,878/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,036
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,531
−HK$1,518/mo
Today · 4.125%
HK$51,049
baseline
▲ 0.50% · 4.625%
HK$54,155
+HK$3,106/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,098/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,440
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,873
−HK$1,454/mo
Today · 4.125%
HK$56,327
baseline
▲ 0.50% · 4.625%
HK$59,296
+HK$2,969/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,654/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,042
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,786
−HK$1,771/mo
Today · 4.125%
HK$59,557
baseline
▲ 0.50% · 4.625%
HK$63,181
+HK$3,624/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,114/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,347
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,019
−HK$1,696/mo
Today · 4.125%
HK$65,715
baseline
▲ 0.50% · 4.625%
HK$69,179
+HK$3,464/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,430/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$658,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,055
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,296
−HK$2,277/mo
Today · 4.125%
HK$76,573
baseline
▲ 0.50% · 4.625%
HK$81,232
+HK$4,659/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,146/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,160
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,310
−HK$2,181/mo
Today · 4.125%
HK$84,491
baseline
▲ 0.50% · 4.625%
HK$88,944
+HK$4,453/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,982/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,319 · Scale 2, in force from 26 Feb 2026)