LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,032
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,277
−HK$1,265/mo
Today · 4.125%
HK$42,542
baseline
▲ 0.50% · 4.625%
HK$45,131
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,084/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,535
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,730
−HK$1,211/mo
Today · 4.125%
HK$46,941
baseline
▲ 0.50% · 4.625%
HK$49,416
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,882/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,038
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,533
−HK$1,518/mo
Today · 4.125%
HK$51,051
baseline
▲ 0.50% · 4.625%
HK$54,157
+HK$3,106/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,102/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,442
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,876
−HK$1,454/mo
Today · 4.125%
HK$56,330
baseline
▲ 0.50% · 4.625%
HK$59,299
+HK$2,969/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,660/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,045
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,788
−HK$1,771/mo
Today · 4.125%
HK$59,559
baseline
▲ 0.50% · 4.625%
HK$63,183
+HK$3,624/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,118/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,349
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,022
−HK$1,696/mo
Today · 4.125%
HK$65,718
baseline
▲ 0.50% · 4.625%
HK$69,182
+HK$3,464/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,436/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,058
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,299
−HK$2,277/mo
Today · 4.125%
HK$76,576
baseline
▲ 0.50% · 4.625%
HK$81,236
+HK$4,660/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,152/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,163
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,313
−HK$2,181/mo
Today · 4.125%
HK$84,494
baseline
▲ 0.50% · 4.625%
HK$88,948
+HK$4,454/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,988/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,348 · Scale 2, in force from 26 Feb 2026)