LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,033
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,279
−HK$1,265/mo
Today · 4.125%
HK$42,544
baseline
▲ 0.50% · 4.625%
HK$45,133
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,088/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,537
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,731
−HK$1,212/mo
Today · 4.125%
HK$46,943
baseline
▲ 0.50% · 4.625%
HK$49,417
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,886/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,040
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,534
−HK$1,519/mo
Today · 4.125%
HK$51,053
baseline
▲ 0.50% · 4.625%
HK$54,159
+HK$3,106/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,106/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,444
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,877
−HK$1,455/mo
Today · 4.125%
HK$56,332
baseline
▲ 0.50% · 4.625%
HK$59,301
+HK$2,969/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,664/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,047
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,790
−HK$1,771/mo
Today · 4.125%
HK$59,561
baseline
▲ 0.50% · 4.625%
HK$63,186
+HK$3,625/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,122/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,351
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,024
−HK$1,696/mo
Today · 4.125%
HK$65,720
baseline
▲ 0.50% · 4.625%
HK$69,184
+HK$3,464/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,440/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,060
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,302
−HK$2,277/mo
Today · 4.125%
HK$76,579
baseline
▲ 0.50% · 4.625%
HK$81,239
+HK$4,660/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,158/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,166
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,316
−HK$2,181/mo
Today · 4.125%
HK$84,497
baseline
▲ 0.50% · 4.625%
HK$88,951
+HK$4,454/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,994/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,371 · Scale 2, in force from 26 Feb 2026)