LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,034
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,279
−HK$1,265/mo
Today · 4.125%
HK$42,544
baseline
▲ 0.50% · 4.625%
HK$45,133
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,088/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,537
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,732
−HK$1,211/mo
Today · 4.125%
HK$46,943
baseline
▲ 0.50% · 4.625%
HK$49,418
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,886/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,041
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,535
−HK$1,518/mo
Today · 4.125%
HK$51,053
baseline
▲ 0.50% · 4.625%
HK$54,160
+HK$3,107/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,106/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,445
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,878
−HK$1,454/mo
Today · 4.125%
HK$56,332
baseline
▲ 0.50% · 4.625%
HK$59,301
+HK$2,969/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,664/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,047
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,791
−HK$1,771/mo
Today · 4.125%
HK$59,562
baseline
▲ 0.50% · 4.625%
HK$63,186
+HK$3,624/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,124/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,352
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,024
−HK$1,697/mo
Today · 4.125%
HK$65,721
baseline
▲ 0.50% · 4.625%
HK$69,185
+HK$3,464/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,442/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,061
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,302
−HK$2,278/mo
Today · 4.125%
HK$76,580
baseline
▲ 0.50% · 4.625%
HK$81,239
+HK$4,659/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,160/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,167
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,317
−HK$2,181/mo
Today · 4.125%
HK$84,498
baseline
▲ 0.50% · 4.625%
HK$88,952
+HK$4,454/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$168,996/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,377 · Scale 2, in force from 26 Feb 2026)