LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,036
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,282
−HK$1,265/mo
Today · 4.125%
HK$42,547
baseline
▲ 0.50% · 4.625%
HK$45,136
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,094/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,540
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,735
−HK$1,211/mo
Today · 4.125%
HK$46,946
baseline
▲ 0.50% · 4.625%
HK$49,421
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,892/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,044
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,538
−HK$1,518/mo
Today · 4.125%
HK$51,056
baseline
▲ 0.50% · 4.625%
HK$54,163
+HK$3,107/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$102,112/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,448
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,882
−HK$1,454/mo
Today · 4.125%
HK$56,336
baseline
▲ 0.50% · 4.625%
HK$59,305
+HK$2,969/mo
Deposit HK$7.02M · loan HK$10.53M · min. income ≈ HK$112,672/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,051
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,794
−HK$1,772/mo
Today · 4.125%
HK$59,566
baseline
▲ 0.50% · 4.625%
HK$63,190
+HK$3,624/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,132/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,356
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,028
−HK$1,697/mo
Today · 4.125%
HK$65,725
baseline
▲ 0.50% · 4.625%
HK$69,189
+HK$3,464/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,450/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,065
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,307
−HK$2,278/mo
Today · 4.125%
HK$76,585
baseline
▲ 0.50% · 4.625%
HK$81,245
+HK$4,660/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,170/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,172
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,322
−HK$2,182/mo
Today · 4.125%
HK$84,504
baseline
▲ 0.50% · 4.625%
HK$88,958
+HK$4,454/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$169,008/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,420 · Scale 2, in force from 26 Feb 2026)