LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,039
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,285
−HK$1,265/mo
Today · 4.125%
HK$42,550
baseline
▲ 0.50% · 4.625%
HK$45,139
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,100/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,543
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,738
−HK$1,212/mo
Today · 4.125%
HK$46,950
baseline
▲ 0.50% · 4.625%
HK$49,424
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,900/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,047
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,541
−HK$1,519/mo
Today · 4.125%
HK$51,060
baseline
▲ 0.50% · 4.625%
HK$54,167
+HK$3,107/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$102,120/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,452
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,885
−HK$1,455/mo
Today · 4.125%
HK$56,340
baseline
▲ 0.50% · 4.625%
HK$59,309
+HK$2,969/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$112,680/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,055
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,798
−HK$1,772/mo
Today · 4.125%
HK$59,570
baseline
▲ 0.50% · 4.625%
HK$63,195
+HK$3,625/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,140/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,360
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,033
−HK$1,696/mo
Today · 4.125%
HK$65,729
baseline
▲ 0.50% · 4.625%
HK$69,194
+HK$3,465/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,458/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,070
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,312
−HK$2,278/mo
Today · 4.125%
HK$76,590
baseline
▲ 0.50% · 4.625%
HK$81,250
+HK$4,660/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,180/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,178
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,328
−HK$2,181/mo
Today · 4.125%
HK$84,509
baseline
▲ 0.50% · 4.625%
HK$88,964
+HK$4,455/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$169,018/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,464 · Scale 2, in force from 26 Feb 2026)